Credit Unions, Study Groups and Co-operative Financial Institutions registered by the Registrar of Co-operatives have (1) one year to be licensed by Bank of Ghana. You can download the forms required, Licensing requirements and the guidelines details from the following links:
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PRE-LICENSE FORM
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NEW DIRECTORS FORM
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REQUIREMENT FOR CREDIT UNION LICENSE
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GUIDELINES FOR CREDIT UNIONS IN GHANA
Please contact the various Regional Managers if you require further clarification.